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Old 03-10-2007, 12:56 PM
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Originally Posted by Eranio Dela Cruz Jr. View Post
tim is right and they made for a reason
I hope all of my fellow "Smith" Bass players out here have done what I have in respect to obtaining insurance on your axes and rigs. Personally I have to much $$ invested in my gear not to. What are your thoughts on this issue?
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Old 03-10-2007, 01:06 PM
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Default Insurance coverage.....

Couldn't agree with you more Albert!

My insurance policy is this; in this order:

1. My insurance company has me covered.
2. I live in a gated community and have a home that is fully Alarmed (w/motion detectors) and monitored.
3. I have 2 German Sheperds and a BC/Arctic/Eastern Timber Wolf on constant patrol in and outside my home.
4. Where coverages 1, 2, and 3 fail, I am always home and legally armed.

Don't get me wrong, I see it as just stuff, but barring the unexpected I feel fairly well protected.

Tim B.

Last edited by Tim Bishop; 03-10-2007 at 03:51 PM.
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Old 03-10-2007, 04:16 PM
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Originally Posted by Albert Smith View Post
I hope all of my fellow "Smith" Bass players out here have done what I have in respect to obtaining insurance on your axes and rigs. Personally I have to much $$ invested in my gear not to. What are your thoughts on this issue?
Albert, how do you have your basses insured? Homeowners, or an extension policy?
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Old 03-10-2007, 10:10 PM
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Albert, how do you have your basses insured? Homeowners, or an extension policy?
I have my basses and rig insured through Clarion they specialize in insuring instruments, I got the inside scoop on them a Bass Day at the Millennium Hotel last year in NY. They are also being advertised on Bass player.com
The premiums are very reasonable.
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Old 03-10-2007, 10:58 PM
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Albert, how do you have your basses insured? Homeowners, or an extension policy?
Here is the web link with more information: http://www.clarionins.com/
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Old 03-10-2007, 11:41 PM
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Here is the web link with more information: http://www.clarionins.com/


Thanks! I'll check them out.
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Old 03-15-2007, 10:12 AM
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Thanks! I'll check them out.

Hey, guys! In anticipation of receiving my Smith, I went ahead and spoke to my friendly State Farm Agent. We've been with her for years (Homeowners, Auto, some life, a Personal Articles policy or two).

I told Teresa what I was receiving, and the value of it. She instructed me to bring the Smith in for a photo session, along with the receipt. She'll insure it under a separate "Personal Articles" policy for a nominal annual premium. If ANYTHING happens to it (theft, fire, etc.) it's then replaced at FULL value, no deductable!

Like a good neighbor...well, you know the rest!
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Old 03-15-2007, 11:15 AM
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Hey, guys! In anticipation of receiving my Smith, I went ahead and spoke to my friendly State Farm Agent. We've been with her for years (Homeowners, Auto, some life, a Personal Articles policy or two).

I told Teresa what I was receiving, and the value of it. She instructed me to bring the Smith in for a photo session, along with the receipt. She'll insure it under a separate "Personal Articles" policy for a nominal annual premium. If ANYTHING happens to it (theft, fire, etc.) it's then replaced at FULL value, no deductable!

Like a good neighbor...well, you know the rest!
Ronson that's great but do some shopping around before signing on the dotted line, for instance will they give you a loaner if you have to send your axe back to Ken for a set-up? if the item is anywhere else other than your home is it covered? Clarion Instrument Insurance does all of this and a lot more, so research before you decide on going with your good neighbor. It might save you from being axe-less in the time of need.
Al
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Old 03-15-2007, 11:59 AM
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Originally Posted by Albert Smith View Post
Ronson that's great but do some shopping around before signing on the dotted line, for instance will they give you a loaner if you have to send your axe back to Ken for a set-up? if the item is anywhere else other than your home is it covered? Clarion Instrument Insurance does all of this and a lot more, so research before you decide on going with your good neighbor. It might save you from being axe-less in the time of need.
Al
Owwww! Watch out, Spidey!

Al, you've given me some good points to check! I KNOW our State Farm girl doesn't have any Smiths laying around for loaners (good point!), but I know that if the axe is ANYWHERE on this planet, it is covered for theft, fire, water damage, mysterious disappearance (her wording).

At any rate, Clarion Instrument Insurance sounds well worth checking out.

Thanks for lookin' out!
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